Credit Risk Officer (f/m/x)

Job ID: R0358581 Full/Part-Time: Full-time
Regular/Temporary: Regular Listed: 2024-11-25
Location: Berlin

Position Overview

Details of the role and how it fits into the team

Precise description what the team is responsible for and the specific role that the candidate will perform

Deutsche Bank is exposed to a number of risks on a daily basis. The Risk function has group-wide responsibility for the management and control of all credit, market & operational risks. Credit Risk Management (CRM) is an independent credit approval and monitoring function within Deutsche Bank.

The CRM ABS Berlin Team is a specialized Credit Risk Management team within Risk which covers a diverse and large-sized portfolio of Securitization facilities and Asset-Backed Securities (ABS) in conjunction with global CRM ABS teams (London/New York/Sydney). The candidate will be required to handle the workflow for a dedicated portfolio of counterparties including approval of new transactions, restructuring of existing transactions, annual credit and rating reviews and ongoing monitoring pertaining to assigned portfolio (e.g. Watchlist, Impairment, etc., as required), all following the credit standards and approved credit processes of Deutsche Bank. This role also comprises working closely with respective business, credit and other infrastructure functions to ensure data quality and internal policy standards.

Your key responsibilities

• Handling a defined portfolio of Securitization/ABS transactions across various asset classes (e.g. RMBS, CDO, Consumer, to name a few), including new deal approval, restructurings, credit and rating reviews; candidate must be able to review/run complex cash flow models (e.g. used to determine rating and/or sensitivity to market downturn).

• Providing challenge to front office/first line of defense; credit approval in line with applicable credit authority, escalating where appropriate.

• Support ancillary processes to deal monitoring and credit approvals, such as handling internal/external audit requests, assisting in the calculation of risk weighted assets process, portfolio stress testing, watchlist and monthly performance monitoring, as required.

• Develop constructive working relationships within respective credit risk, infrastructure (e.g. Finance, Risk Methodologies, Credit Ops) and front office functions.

• Participating/contributing to various conference meetings and monitoring quorums; may involve presentation of work results to decision-makers/working groups/senior credit officers.

Your skills and experiences

• University degree (University, Fachhochschule or Berufsakadamie) preferably in Finance, Business, Accounting or Economics or suitable equivalent.

• Prior experience in Credit Risk is ideal; other candidates may be considered.

• Excellent oral and written communication skills (English is essential).

• Strong analytical skills, including advanced IT skills (Microsoft Excel and/or VBA).

• An ambitious and highly driven professional who is able to set priorities and work under pressure with a high degree of independence.

What we offer

We provide you with a comprehensive portfolio of benefits and offerings to support both, your private and professional needs.

• Emotionally and mentally balanced
  A positive mind helps us master the challenges of everyday life – both professionally and privately. We offer consultation in difficult life situations as well as mental health awareness trainings.

• Physically thriving
  We support you in staying physically fit through an offering to maintain personal health and a professional environment. You can benefit from health check-ups; vaccination drives as well as advice on healthy living and nutrition.

• Socially connected
  Networking opens up new perspectives, helps us thrive professionally and personally as well as strengthens our self-confidence and well-being. You can benefit from PME family service, FitnessCenter Job, flexible working (e.g parttime, hybrid working, job tandem) as well as an extensive culture of diversity, equity and inclusion.

• Financially secure
  We provide you with financial security not only during your active career but also for the future. You can benefit from offerings such as pension plans, banking services, company bicycle or “Deutschlandticket”.

This job is available in full and parttime

Since our offerings slightly vary across locations, please contact your recruiter with specific questions.

In case of any recruitment related questions, please get in touch with Manuela Niedling .

Contact: Manuela Niedling +49 173 1822591

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