Overall Summary

An exciting opportunity to play a leading role in the end-to-end credit risk management of our Republic of Ireland (ROI) portfolios.

This role is predominantly focused on retail lending (specifically motor finance) but includes aspects of commercial lending (e.g. dealer funding).

This role will act as a single point of contact across the various legal entities (e.g. Close Brothers Motor Finance and relevant ROI Designated Activity Companies) and help coordinate credit related activity by working closely with relevant portfolio management teams and/or any other teams/stakeholders as required to deliver against key objectives.

Responsibilities

• Set and monitor credit risk performance across the lifecycle and perform thematic reviews on the ROI portfolios.
• Coordinate credit risk activity in ROI liaising with the local business representatives, to embed and maintain an effective credit risk management framework.
• Develop and present high-quality credit risk related MI and insight to Credit Committees and other major stakeholders to support informed decision making.
• Ensure all credit governance requirements are adhered to including timely completion of RCSAs, policy reviews, quality assurance, mandate reviews, audit remediation, incident management and escalation.
• Influence key senior stakeholders and contributes to broader strategic planning and business decision-making by providing insight, control and thought leadership.
• Develop credit policies, whilst supporting the delivery of business objectives and aligning with local regulation and the Bank Credit Risk Standards.
  
  
  
  

WE WOULD LOVE TO HEAR FROM YOU IF YOU HAVE:

• In depth understanding of credit risk across the lifecycle.
• A strong analytical mindset to be able to understand and investigate complex issues in a methodical manner.
• Experience implementing credit policies, affordability strategies and appropriate risk control frameworks in a regulated environment.
• Strong stakeholder management, influencing and networking skills, demonstrating high competency in building cross functional relationships to support a variety of business needs.
• Excellent written and verbal communication skills with the ability to interact and communicate
  
  
  
  

IT IS NOT ESSENTIAL BUT IT WOULD BE GREAT IF YOU HAVE/ARE:

• A working knowledge of designated activity companies, inter/intra company service agreements and material outsourcing.
• Experience working in the ROI market.
• Experience developing risk control frameworks and governance to satisfy legal and regulatory requirements within ROI jurisdiction.
• Strong Project Management skills with experience of leading Risk development projects.
• A background in Retail Finance or a similar secured asset lending environment.
• Strong coding skills, with experience using tools such as SAS or equivalent.
• Educated to degree standard (or equivalent) in a numerate subject with knowledge of statistical and analytical techniques.
  
  
  
  

We are an inclusive organisation and committed to ensuring our recruitment process is as accessible as possible to everyone. We will make adjustments for people who have a disability or long-term condition. If you need the job description or application form in an alternative format or would like to discuss the recruitment process with us, please email us at recruit.ssc@closebrothers.com or request a call back.

About Us

At Close Brothers we support employees to balance their work life priorities and in this role you will be able to enjoy a mixture of hybrid working.

Close Brothers is a leading UK merchant banking group providing lending, deposit taking, wealth management services and securities trading. At Close Brothers we provide financial support and advice to small businesses and individuals in the UK. Our purpose is to help the people and businesses of Britain thrive over the long term.

To find out more about Close Brothers, please visit our careers page: https://www.closebrothers.com/careers

To find out more about life at Close Brothers:

https://www.closebrothers.com/life-close-brothers#374017299-899295541

To find out more about our benefits:

https://www.closebrothers.com/employee-benefits

To find out more about our commitment to creating an inclusive environment:

https://www.closebrothers.com/inclusion